In 2026, the FHA loan limit for Pawtucket, Providence, RI, is $661,250 for a single-family home, $846,500 for two units, $1,023,250 for three, and $1,271,650 for four-unit residences.
Conventional loan ceilings are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to access today’s top FHA rates and check requirements like downpayment, income, credit, and reserves needed to qualify.
The Lendersa® calculator lets you compare FHA rates with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly sources data from many lenders, adapting it to fit your unique financial profile and needs.
For 2026 in Pawtucket, Providence, RI, our Loan Limits Table compares maximum loans for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money. Assess qualifications such as income, reserves, and credit with the Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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