In 2026, the FHA loan limits for Central-Falls county, Providence, RI are as follows: $506,000 for a single-family home, $647,750 for a duplex, $783,000 for triple-unit properties, and $973,100 for four-unit buildings.
The maximum loan amount for conventional loans is $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator can help you find today’s optimal FHA rates and calculate the downpayment needed, as well as determine your income, credit requirements, reserves, and necessary documents to qualify.
The Lendersa® calculator is a powerful tool to compare FHA rates and terms with various other loan programs. Consider and contrast offerings from Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By collecting data from thousands of lenders, Lendersa® quickly adapts it to match your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Central-Falls county, Providence, RI highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Assess income, reserves, and credit requirements with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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