In 2026, within Lincoln county of Providence, RI, the FHA loan limits are $661,250 for a single-family home, $846,500 for two-unit properties, $1,023,250 for three-unit buildings, and $1,271,650 for four-unit residences.
The conventional loan maximums are set at $726,200 for one-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Leverage our FHA calculator to find today's best FHA rates, and calculate the necessary downpayment, income, credit, reserves, and required documentation to qualify.
The Lendersa® calculator allows you to assess FHA rates and terms against all other loan programs. Explore and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan program data from a vast array of lenders and instantly matches it to your specific financial scenario and needs.
The Loan Limits Comparison Table for 2026 in Lincoln county of Providence, RI provides an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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