For the year 2026, the FHA loan limits in Narragansett county of Washington, RI are $661,250 for single-family homes, $846,500 for two-unit properties, $1,023,250 for three-unit buildings, and $1,271,650 for four-unit residences.
The maximum amounts for conventional loans are $726,200 for single-family dwellings, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to find today’s best FHA rates and to determine the downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA offers.
Lendersa® collects loan data from thousands of lenders and quickly contrasts it against your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Narragansett county, Washington, RI offers a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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