FHA Loan Max Loan amount for Narragansett-Pier, Washington County, RI in 2025

For 2025, the FHA loan limit in the county of Washington, covering Narragansett-Pier in RI, is set at $506,000 for single-family homes. For properties with two units, the limit is $647,750, for three units it’s $783,000, and for four-unit homes, the limit reaches $973,100.

Conventional loan limits for a single-family dwelling are $548,250. For two-unit residences, the cap is $702,000, for three units $848,500, and for four-unit properties, it is $1,054,500.

Our FHA calculator allows you to see the competitive rates available today and helps you figure out the required down payment, income levels, credit, reserves, and documentation for qualification.

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Utilizing the Lendersa® calculator, you can compare FHA rates and terms against various other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers extensive loan program data from numerous lenders and efficiently matches it against your unique financial profile and needs.

For 2025, the Loan Limits Comparison Table for Narragansett-Pier in Washington, RI compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification criteria like income, reserves, and credit.

Loan limits Narragansett-Pier county of Washington, RI

SFR 2 Units 3 Units 4 Units
FHA $506,000 $647,750 $783,000 $973,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $404,800 $404,800 $404,800 $404,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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