As of 2026, the FHA loan cap in Woonsocket, Providence, RI, is set at $661,250 for single-family homes, $846,500 for 2-units, $1,023,250 for 3-units, and $1,271,650 for 4-units.
Conventional loan peaks are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Leverage our FHA calculator to discover today's leading rates and evaluate downpayment, income, credit, reserves, and documents required for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering extensive data from multiple lenders, Lendersa® efficiently matches them to your financial profile and needs.
The 2026 Loan Limits Table in Woonsocket, Providence, RI, compares maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. Use Lendersa® SLIQ™ to compare income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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