In 2026, the FHA loan limits for Valley-Falls county, Providence, RI are $506,000 for a single-family home, $647,750 for properties with two units, $783,000 for three units, and $973,100 for buildings with four units.
The conventional loan maximums are: $548,250 for a single-family home, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit structures.
Our FHA calculator is available to help determine today’s best FHA rates, and ascertain the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
With the Lendersa® calculator, you can easily compare the rate and terms of FHA loans against a variety of other loan programs. Consider and contrast, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® sources data from thousands of lenders and quickly matches it against your unique financial needs and profile within seconds.
For 2026 in Valley-Falls county, Providence, RI, the Loan Limits Comparison Table provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively compare qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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