For 2026, the FHA loan limits in the county of Blythewood, situated in Richland, SC, are specified as $472,030 for a single-family home, extending to $604,400 for properties with two units, $730,525 for tri-unit dwellings, and reaching up to $907,900 for four-unit structures.
Conventional loan maximums are outlined at $726,200 for a single-family residence, $929,850 for two-unit residences, rising to $1,123,900 for three units, and culminating at $1,396,800 for homes with four units.
Utilize our FHA calculator to explore today’s leading FHA rates and ascertain the required downpayment, together with income, credit, reserves, and documentation necessary for qualification.
Lendersa® calculator assists you in comparing FHA rates and terms alongside all other loan program offerings. Dive into and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA.
Lendersa® aggregates comprehensive loan program data from a wide array of lenders and provides rapid comparisons customized to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 within Blythewood county of Richland, SC, encompasses FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amount comparisons. To examine eligibility criteria including income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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