In the year 2025, within Dentsville county of Richland, in the state of SC, the FHA loan limits are structured as follows: The limit is $472,030 for a single-family home. If you are considering a duplex, the limit is set at $604,400. For properties featuring three units, the maximum permissible loan is $730,525, while for four-unit structures, it's as high as $907,900.
As for conventional loans, the cap for a single-family home reaches $726,200. For two-unit dwellings, the maximum loan amount stands at $929,850. If your property comprises three units, the loan limit extends to $1,123,900, and for residences with four units, it reaches $1,396,800.
Make use of our highly efficient FHA calculator to explore the most advantageous FHA rates available today. Additionally, it allows you to calculate essential details such as the downpayment, income requirements, credit worthiness, reserves, and necessary documentation to achieve qualification for your desired loan.
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The Lendersa® calculator offers a unique opportunity to contrast FHA rates and terms with those of other loan programs. You can delve into various options, including but not limited to, Conventional loans, Jumbo loans, VA loans, USDA, Non-QM products, and hard money loans.
Lendersa® efficiently compiles loan program data sourced from thousands of lenders across the nation and, within seconds, cross-references it with your personal financial profile and unique needs. This allows for a fast yet comprehensive evaluation tailored just for you.
For the year 2025, the Loan Limits Comparison Table for the Dentsville county within Richland, SC, provides a detailed comparison of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further understand qualification necessities such as income, credit, and reserves requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which is specifically designed to aid in this detailed financial assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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