For 2026, the FHA loan limit within Forest-Acres county of Richland, SC is defined as $356,362 for a single-family home. For properties consisting of two units, the limit is $456,275, while three-unit homes have a cap of $551,500. If you have a four-unit property, the loan limit reaches $685,400.
On the other hand, conventional loans allow a maximum borrowing limit of $548,250 for single-family residences. This limit increases to $702,000 for two units, $848,500 for three units, and the highest for four-unit homes is $1,054,500.
By using our FHA calculator, you can review today's leading FHA rates and evaluate the required downpayment, income, credit, reserves, as well as the documentation needed to qualify for these loans.
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The Lendersa® calculator allows you to evaluate FHA rates and terms alongside other loan programs' offerings. Dive into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves loan program data from a vast number of lenders, and in mere seconds, it analyzes this information against your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in Forest-Acres county, Richland, SC offers an overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further delve into qualification requirements such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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