For the year 2026, the FHA loan ceiling in Woodfield county, Richland, SC is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while for three-unit residences, it climbs to $730,525, and for four-units, it reaches $907,900.
The maximum available amount for conventional loans on a single-family residence hits $726,200. For two-unit homes, it rises to $929,850, and climbs to $1,123,900 for three units, peaking at $1,396,800 for four units.
Utilize our FHA calculator to uncover today’s optimal FHA rates and understand the downpayment, income, credit requirements, reserves, and necessary documents to qualify.
The Lendersa® calculator provides a detailed comparison, allowing you to match FHA rates and terms against those of all other loan programs. Examine and contrast various offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collates data from thousands of lenders, swiftly evaluating it against your own financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Woodfield county of Richland, SC offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification specifics such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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