2025 FHA (Government Loans) Limits for Woodfield, Richland County, South Carolina

For the year 2025, the FHA loan ceiling in Woodfield county, Richland, SC is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while for three-unit residences, it climbs to $730,525, and for four-units, it reaches $907,900.

The maximum available amount for conventional loans on a single-family residence hits $726,200. For two-unit homes, it rises to $929,850, and climbs to $1,123,900 for three units, peaking at $1,396,800 for four units.

Utilize our FHA calculator to uncover today’s optimal FHA rates and understand the downpayment, income, credit requirements, reserves, and necessary documents to qualify.

Compare loan options from an extensive list of 100 lenders

Analyze your loan choices in Woodfield, SC

The Lendersa® calculator provides a detailed comparison, allowing you to match FHA rates and terms against those of all other loan programs. Examine and contrast various offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® collates data from thousands of lenders, swiftly evaluating it against your own financial situation and requirements.

The Loan Limits Comparison Table for 2025 in Woodfield county of Richland, SC offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification specifics such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.

Loan limits Woodfield county of Richland, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans
  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
  • iBorrow
  • 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
  • iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
  • Dominion Mortgage
  • 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025
  • Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.
  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.