In 2026, the FHA loan limits specified for Conway county within Horry, SC, are as follows: for a single-family home, the limit is set at $472,030. For properties with two units, the limit rises to $604,400. When it comes to three-unit homes, the maximum extends to $730,525, and for four-unit buildings, it reaches $907,900. These limits inform potential homebuyers or those considering refinancing about the maximum financing available under FHA guidelines for different housing configurations.
For conventional loans, the maximum amount that can be secured for a single-family residence is $726,200. This cap increases to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for those with four units. Understanding these distinctions helps in assessing how much financing one can access through conventional loan channels based on the property's size.
To find the latest FHA rates and see what down payment, income, credit, reserves, and documents are needed for loan qualification, use our FHA calculator. This tool is designed to provide valuable financial insights to assist in the planning process.
Compare a variety of loan offers available from 100 different lenders to find the best match for your personal financial situation and goals.
The Lendersa® calculator provides a simple way to compare FHA loan rates and terms against a host of other loan programs. You can explore and evaluate options such as Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans alongside FHA options. This broad comparison gives you the flexibility to select the most suitable arrangement based on your needs.
By drawing on data from thousands of lenders, Lendersa® quickly matches these options to your unique financial profile, ensuring you receive tailored loan comparisons that align closely with your needs.
The Loan Limits Comparison Table for 2026 in Conway county of Horry, SC, presents a comprehensive comparison of maximum loan amounts across a variety of programs, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare the qualification requirements like income, reserves, and credit, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a streamlined analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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