For 2025, the FHA loan limit in Lyman county of Spartanburg, SC, is established at $472,030 for a single-family residence. It increases to $604,400 for two-unit buildings, $730,525 for three-unit properties, and reaches $907,900 for four-unit homes.
The cap for conventional loans on single-family houses is $726,200. For structures with two units, limits are at $929,850, followed by $1,123,900 for three units, and capped at $1,396,800 for four-unit dwellings.
Use our FHA calculator to access today's leading FHA rates and determine essential aspects such as the downpayment, income requirements, credit ratings, reserves, and documentation needed for qualification.
The Lendersa® calculator helps you contrast FHA rates and terms with other available loan programs. Explore, evaluate, and distinguish between Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money offerings alongside FHA options.
Lendersa® collects loan program data from a wide network of lenders, rapidly integrating it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 for Lyman county, Spartanburg, SC, provides comparisons on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. To evaluate criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
