2023 FHA (Government Loans) Limits for Irmo, Lexington County, South Carolina

In 2025, FHA loan limit in Irmo county of Lexington, South Carolina is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Irmo county of Lexington, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Irmo county of Lexington, SC

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • LifeTree Lending, LLC
  • 3094 Highway 17 North, Mount Pleasant, SC, 29466
  • LifeTree Lending, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • Community First Bank, Inc.
  • 3685 Blue Ridge Boulevard, Walhalla, SC, 29691
  • Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
  • Homegrown Financial LLC
  • 147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
  • At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
  • Carolina Lending Group
  • 1022 Carolina Boulevard, Isle Of Palms, SC, 29451
  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
  • Aviante Mortgage
  • 1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677
  • "Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd. Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182