In 2026, the FHA loan limit for a single-family home in Irmo county of Lexington, SC, is $356,362. For properties with two units, the cap is $456,275, three-unit homes can reach $551,500, and four-unit houses have a limit of $685,400.
The highest loan amount allowed for conventional loans on a single-family residence is $548,250. Two-unit buildings have a cap of $702,000, three-unit dwellings can go up to $848,500, and four-unit properties have a limit of $1,054,500.
Leverage our FHA calculator to discover today’s optimal FHA rates and determine necessary factors like downpayment, income, credit status, reserves, and required documentation for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with other available loan program options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA rates.
Lendersa® rapidly acquires loan program data from a multitude of lenders, matching it to your financial profile within moments.
This Loan Limits Comparison Table for 2026 in Irmo, Lexington, SC, covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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