As of 2025, the FHA loan limits within West-Columbia county of Lexington, SC, are specified as $356,362 for a single-family home. For properties with two units, the limit is set at $456,275. If the property comprises three units, the maximum rises to $551,500, and for those with four units, it caps at $685,400. These limits provide essential guidance for buyers utilizing FHA loans, defining the maximum financing available for various property types.
The maximum amount available through conventional loans for a single-family residence is $548,250. This extends to $702,000 for two-unit homes, $848,500 for three-unit properties, and peaks at $1,054,500 for four units. Understanding these limits helps potential buyers evaluate their financing capabilities under conventional loan programs, contingent on the type of property involved.
Utilize our FHA calculator to access today’s most favorable FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation needed for loan qualification. This tool assists in preparing effectively for pursuing an FHA loan.
Explore and compare extensive loan offers from a selection of 100 lenders.
The Lendersa® calculator empowers users to compare FHA rates and terms against those from various other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings for a comprehensive understanding of your available choices.
By gathering loan program data from thousands of lenders, Lendersa® quickly aligns these offerings with your personal financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in West-Columbia county, Lexington, SC, offers a detailed view of maximum loan amounts across numerous programs, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly review qualification requirements—such as income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a targeted analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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