As of 2025, the FHA loan limits established for Lexington county, located within Lexington, SC, are as follows: the limit for a single-family home is set at $472,030. For homes comprising two units, this amount increases to $604,400. When you consider properties containing three units, the maximum extends to $730,525, and for those with four units, it reaches $907,900. These set limits provide crucial information for potential buyers and those refinancing, as they outline the highest funding limit available under FHA regulations according to the specific property type.
Regarding conventional loans, the maximum obtainable amount for a single-family residence starts at $726,200. For properties that include two units, this cap is raised to $929,850. For a house containing three units, the upper limit extends to $1,123,900. If considering homes with four units, the maximum conventional loan amount peaks at $1,396,800. Knowing these figures is crucial for those evaluating the potential borrowing capacity provided by conventional loan structures, which vary based on the size and unit count of the property.
Our FHA calculator is available to assist you in discovering the most attractive FHA rates currently on offer. It helps in determining essential elements such as required downpayment, income criteria, credit evaluation, reserves, and the necessary documentation for qualifying for a loan. This tool serves as a comprehensive guide, simplifying the preparation process for FHA loan applications.
Explore and compare a broad selection of loan offers from a vast network of 100 lenders, ensuring a comprehensive understanding of the potential options that best fit your financial requirements.
The Lendersa® calculator provides a valuable tool for comparing FHA loan rates and terms with an extensive array of other loan programs, enabling you to delve into a variety of options like Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, considered alongside FHA solutions. This comprehensive comparison aids in identifying the best-fit financial proposal tailored to your individual needs and objectives.
Lendersa® efficiently compiles loan data from numerous lenders, providing quick alignment of potential loan matches with your specific financial profile, offering immediate and precise guidance.
The Loan Limits Comparison Table for 2025, applied to Lexington county of Lexington, SC, gives a detailed view of maximum loan amounts across diverse programs, encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into detailed qualification criteria including income, reserves, and credit benchmarks, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to navigate the comprehensive assessment of loan eligibility.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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