During 2026, in the county of Seven-Oaks within Lexington, SC, the FHA loan limit is set at $356,362 for a single-family dwelling. For properties with two units, it is $456,275, for those with three, $551,500, and up to $685,400 for four-unit homes.
Conventional loans have a maximum amount of $548,250 for single-family homes. For two-unit residences, the limit is $702,000, while it's $848,500 for three-unit structures and $1,054,500 for four units.
Take advantage of our FHA calculator to find competitive FHA rates today. Determine downpayment, income, credit needs, reserves, and required documents to qualify.
With the Lendersa® calculator, you can assess FHA rates and terms alongside all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles and evaluates loan program information from thousands of lenders against your specific financial profile, providing rapid comparisons tailored to your needs.
In the Loan Limits Comparison Table for 2026, located in Seven-Oaks county of Lexington, SC, compare the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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