2026 FHA Loan Limits for Kingstree, Williamsburg County, South Carolina

For 2026, the FHA loan limits in Williamsburg, SC are set as follows for Kingstree county: $472,030 for single-family homes; $604,400 for 2-unit properties; $730,525 for 3-unit properties; and $907,900 for 4-units.

The maximum you can borrow on conventional loans for single-family homes is $726,200. For two-unit buildings, it's $929,850. The limit for three units is $1,123,900, and for four units, it's $1,396,800.

Our FHA calculator helps you explore the best FHA rates available today and discover the necessary downpayment, income, credit, reserves, and documents you need to qualify.

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Explore Loan Options in Kingstree, SC

The Lendersa® calculator offers a side-by-side comparison of FHA rates and terms with other loans. Evaluate conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA programs.

Lendersa® accesses data from many lenders and swiftly compares offerings to match your unique financial profile.

Use the Loan Limits Comparison Table for 2026 in Kingstree county, SC to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualifications like income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kingstree county of Williamsburg, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Kingstree FHA Lenders

  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • Lends in South Carolina
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.

  • Georgetown Kraft Credit Union
  • 1379 N Fraser Street, Georgetown, SC, 29440
  • Lends in South Carolina
  • Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.

  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Lends in South Carolina
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • Lends in South Carolina
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.

    On the following pages you will learn briefly about our products and about us."

  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Lends in South Carolina
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Lends in South Carolina
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Lends in South Carolina
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • Lends in South Carolina
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Lends in South Carolina
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.