In the year 2026, the FHA loan limits in Andrews county, part of Williamsburg, SC, are defined as follows: $356,362 for single-family homes, rising to $456,275 for duplexes, increasing further to $551,500 for triplexes, and reaching $685,400 for four-unit residences.
Maximum loan amounts for conventional loans begin at $548,250 for single-family residences and extend to $702,000 for two-unit homes. For three-unit properties, the cap is $848,500, and four-unit structures are capped at $1,054,500.
Utilize our FHA calculator to access today's most favorable FHA rates and determine the necessary downpayment, income verification, credit evaluation, reserves needed, and requisite documents for loan qualification.
Lendersa® provides you with a calculator to evaluate FHA rates and terms in alignment with various other loan programs. Explore and assess alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA rates.
By obtaining data from thousands of lenders, Lendersa® conducts rapid comparisons tailored to your specific financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Andrews county, Williamsburg, SC, facilitates the comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For deeper insights into qualification parameters including income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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