In 2025, the FHA loan limits set for Lake-City county in Florence, SC are as follows: for a single-family home, it is $356,362, for properties with two units, the limit is $456,275, it goes up to $551,500 for three units, and reaches $685,400 for four-unit dwellings.
Conventional loan ceilings for a single-family residence are $548,250, increasing to $702,000 for two units, to $848,500 for three units, and up to $1,054,500 for four units.
Use our FHA calculator to discover today’s best FHA rates and figure out the necessary downpayment, income, credit scores, reserves, and documents required for qualification.
The Lendersa® calculator allows you to analyze FHA rates and terms alongside other loan programs. Dive into a comparison of options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA products.
Lendersa® aggregates data from thousands of lenders and promptly contrasts it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lake-City county, Florence, SC provides maximum loan amount comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed examination of qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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