For 2025, the FHA loan limits in the county of Landrum, part of Spartanburg, SC, are established as follows: for a single-family home, it is $472,030, for 2 units the limit is $604,400, for 3 units it extends to $730,525, and for homes with 4 units, the cap is $907,900.
The cap on conventional loans for a single-family residence reaches $726,200. Homes with 2 units are limited to $929,850, while 3-unit properties are capped at $1,123,900, and the limit for 4-unit homes is $1,396,800.
To find today’s top FHA rates and evaluate the required downpayment, income, credit, reserves, and necessary documentation for qualification, use our FHA calculator.
Using the Lendersa® calculator, you can align FHA rate & terms alongside other loan program options. Explore and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, against FHA.
Data from thousands of lenders is analyzed by Lendersa® in seconds to align it with your financial profile and needs.
The 2025 Loan Limits Comparison Table for Landrum county in Spartanburg, SC, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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