During the year 2026, FHA loan limits for Boiling-Springs county in Spartanburg, SC are $356,362 for a single-family home, rising to $456,275 for two-unit homes, $551,500 for three units, and extending to $685,400 for four units.
The maximum an individual can borrow on a conventional loan for a single-family is $548,250, increasing for two units to $702,000, three units at $848,500, and reaching $1,054,500 for four units.
Use our FHA calculator to explore today's top FHA rates and evaluate what's needed: downpayment, income, credit, reserves, and required documents for qualification.
With the Lendersa® calculator, evaluate FHA rates and terms alongside every other loan program. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® gathers extensive loan data from numerous lenders, rapidly matching it against your personal financial scenario and needs.
The Loan Limits Comparison Table for 2026 in Boiling-Springs county of Spartanburg, SC allows for comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth look at qualification parameters like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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