In 2026, the FHA loan limit for Little-River county within Horry, SC is established at $356,362 for a single-family home. For properties with two units, the limit is $456,275, whereas it increases to $551,500 for three-unit homes, and rises to $685,400 for four-unit residences.
Regarding conventional loans, a single-family home can secure a maximum loan amount of $548,250. For duplexes, the limit is set at $702,000, for triplexes it is capped at $848,500, and reaches $1,054,500 for four-unit buildings.
Our FHA calculator provides today's best FHA rates, helping you determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.
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The Lendersa® calculator allows for comparisons between FHA rates and terms and those of various other financial product offerings. Deepen your knowledge as you explore and analyze options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side-by-side with FHA.
Lendersa® gathers expansive loan program data from numerous lenders and rapidly evaluates it, matched against your unique financial profile and one-of-a-kind requirements.
By utilizing the Loan Limits Comparison Table for 2026 in Little-River county of Horry, SC, you can assess the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To get a better understanding of qualification criteria such as income requirements, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to fully prepare yourself for loan consideration.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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