2025 FHA Loan Limits for Myrtle-Beach, Horry County, South Carolina

As of {CURRENT_YEAR}, the FHA loan limit in Horry county, located in Myrtle-Beach, SC, stands at {DETAILS_LOAN_LIMIT_FHA1} for single-family homes. For two-unit residences, it is {DETAILS_LOAN_LIMIT_FHA2}, for three-unit properties, it's {DETAILS_LOAN_LIMIT_FHA3}, and for four-unit homes, the limit is {DETAILS_LOAN_LIMIT_FHA4}.

The highest loan limit available for conventional loans on a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. This increases to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit homes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for properties with four units.

Utilize our FHA calculator to uncover the best rates today and to understand the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Explore loan options in Myrtle-Beach, SC

The Lendersa® calculator lets you assess FHA interest rates and conditions alongside those of other loan programs. You can evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.

Within moments, Lendersa® compiles data from numerous lenders to align loan program offers with your personal financial profile and preferences.

The Loan Limits Comparison Table for {CURRENT_YEAR} in Horry county of Myrtle-Beach, SC presents the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Myrtle-Beach county of Horry, SC

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
  • ABC Mortgage Company
  • 1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
  • The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
  • Shoreline Mortgage Group LLC
  • 5016 East Oak Island Drive, Unit 2, Oak Island, NC, 28465
  • Shoreline Mortgage can shop several different lenders to find you the lowest rate and unlike large lenders we don’t have high profit margins to cover a large staff or overhead. At Shoreline Mortgage Group we will do the shopping for you so you can get the lowest rate and best product to fit your individual mortgage needs.