As of 2025, the FHA loan limit in Horry county, located in Myrtle-Beach, SC, stands at $356,362 for single-family homes. For two-unit residences, it is $456,275, for three-unit properties, it's $551,500, and for four-unit homes, the limit is $685,400.
The highest loan limit available for conventional loans on a single-family home is $548,250. This increases to $702,000 for two-unit homes, $848,500 for three-unit homes, and $1,054,500 for properties with four units.
Utilize our FHA calculator to uncover the best rates today and to understand the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you assess FHA interest rates and conditions alongside those of other loan programs. You can evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Within moments, Lendersa® compiles data from numerous lenders to align loan program offers with your personal financial profile and preferences.
The Loan Limits Comparison Table for 2025 in Horry county of Myrtle-Beach, SC presents the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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