As of 2025, in North-Myrtle-Beach county within Horry, SC, the FHA loan limits are set at $356,362 for a single-family home. For a duplex, the limit is $456,275, while triplexes have a cap of $551,500. Quadruplexes can reach up to $685,400.
In terms of conventional loans, the maximum for a single-family dwelling is $548,250. For two-unit properties, it's $702,000, with $848,500 allocated for three-unit homes, and $1,054,500 for buildings with four units.
Utilize our FHA calculator to find the most favorable FHA rates available today, and assess necessary downpayment, income, credit, reserves, and the essential documentation to achieve qualification.
The Lendersa® calculator is designed to help you examine FHA terms against other loan options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly analyzes loan data sourced from a vast network of lenders, matching it to your specific financial circumstances and goals.
For 2025 in the county of Horry, North-Myrtle-Beach, SC, you can review loan limit comparisons across various types, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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