FHA Loan Limits for Aberdeen, Brown County, SD in 2026

In 2026, FHA loan limits in Aberdeen county, Brown, SD are $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three units, and $907,900 for four units.

For conventional loans on a single-family home, the maximum amount is $726,200, with limits extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to uncover today’s leading FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for loan qualification.

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The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan programs. Explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.

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For 2026, the Loan Limits Comparison Table in Aberdeen county, Brown, SD, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Aberdeen county of Brown, SD

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Aberdeen FHA Lenders

  • Dacotah Bank
  • 308 S Main St, Aberdeen, SD, 57401
  • Lends in South Dakota
  • Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.

  • Refined Lending
  • 523 S. Main St, Suite 2, Sioux Falls, SD, 57401
  • Lends in South Dakota
  • Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.

  • Aberdeen Federal Credit Union
  • 2324 8th Ave NE, Aberdeen, SD, 57402
  • Lends in South Dakota
  • Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest.

    Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.

  • Citizens State Bank, of Arlington
  • 128 Main St, Arlington, SD, 57212
  • Lends in South Dakota
  • Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.

  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • Lends in South Dakota
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.

  • East River Federal Credit Union
  • 220 S Harth Avenueq, Madison, SD, 57042
  • Lends in South Dakota
  • East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.

  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • Lends in South Dakota
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees

  • BankWest
  • 703 Main St, Armour, SD, 57313
  • Lends in South Dakota
  • For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.

  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • Lends in South Dakota
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.

Also lends in South Dakota

  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience