FHA Loan Max Loan amount for Huron, Beadle County, SD in 2026

For 2026, the FHA loan limits in the county of Huron, which is located in Beadle, SD, are defined as: $472,030 for a single-family residence, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and an allowance of $907,900 for 4-unit properties.

The maximum amount for conventional loan limits on a single-family house is $726,200. For those with 2 units, it is $929,850; for those with 3 units, the limit is $1,123,900; and for a 4-unit home, the cap is $1,396,800.

Utilize our FHA calculator to view the best available FHA rates today and evaluate the essential qualifications needed, including downpayment, income, credit rating, reserves, and necessary documents for qualification.

Peruse loan offers from 100 different lenders and compare

Explore Your Loan Options in Huron, SD

With the Lendersa® calculator, you have the opportunity to line up FHA rates and terms directly against those from a variety of other loan programs. This includes assessing and contrasting Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA selections.

Lendersa® efficiently gathers extensive loan program data from a multitude of lenders. It conducts rapid comparisons to align the programs with your specific financial profile and requirements.

Visit the Loan Limits Comparison Table for 2026 within the county of Huron, Beadle, SD. This table provides insights into maximum loan amounts across various offerings: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Furthermore, to thoroughly assess qualification criteria, such as income, reserves, and credit benchmarks, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Huron county of Beadle, SD

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Huron FHA Lenders

  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • Lends in South Dakota
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.

  • Citizens State Bank, of Arlington
  • 128 Main St, Arlington, SD, 57212
  • Lends in South Dakota
  • Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.

  • East River Federal Credit Union
  • 220 S Harth Avenueq, Madison, SD, 57042
  • Lends in South Dakota
  • East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.

  • BankWest
  • 703 Main St, Armour, SD, 57313
  • Lends in South Dakota
  • For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.

  • Aberdeen Federal Credit Union
  • 2324 8th Ave NE, Aberdeen, SD, 57402
  • Lends in South Dakota
  • Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest.

    Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.

  • Dacotah Bank
  • 308 S Main St, Aberdeen, SD, 57401
  • Lends in South Dakota
  • Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.

  • Refined Lending
  • 523 S. Main St, Suite 2, Sioux Falls, SD, 57401
  • Lends in South Dakota
  • Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.

  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • Lends in South Dakota
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees

  • PLAINS COMMERCE BANK
  • 3905 West 49th Street, Sioux Falls, SD, 57106
  • Lends in South Dakota
  • Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.

  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • Lends in South Dakota
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.