In 2026, the FHA loan limit in Milbank county, Grant, SD is set at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit residences.
Meanwhile, the maximum loan amount for conventional loans on a single-family residence is $726,200. For two-unit dwellings, it's $929,850, increasing to $1,123,900 for three-unit buildings, and further to $1,396,800 for four-unit buildings.
Use our FHA calculator to check today’s best rates and evaluate the down payment, income, credit requirements, reserves, and documents needed for loan qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms against all other loan programs, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
By gathering data from thousands of lenders, Lendersa® provides a comprehensive comparison tailored to your unique financial situation, promptly and efficiently.
The Loan Limits Comparison Table for 2026 in Milbank county, Grant, SD details the maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For a detailed comparison of qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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