For 2026, the FHA loan limits in Belle-Fourche county, Butte, SD are established at $356,362 for single-family homes. For two-unit properties, the limit is $456,275, for three-unit properties, it's $551,500, and it reaches $685,400 for four-unit residences.
On the other hand, conventional loan limits for single-family houses peak at $548,250, with a maximum of $702,000 for duplexes, $848,500 per triplex, and $1,054,500 for four-unit buildings.
Utilize our FHA calculator to view the most favorable FHA rates available today and assess the required down payment, income, credit, reserves, and documentation for your qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan types, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
It enables rapid analysis by pulling data on loan programs from a multitude of lenders and comparing them to your specific financial profiles and objectives.
In 2026, the Loan Limits Comparison Table for Belle-Fourche county, Butte, SD allows you to assess maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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