For 2026, the FHA loan limit set in Brookings county of Brookings, SD is $472,030 for a single-family home. It rises to $604,400 for 2-unit properties, $730,525 for 3-unit buildings, and reaches $907,900 for those with 4 units.
For conventional loans, the maximum on a single-family home is $726,200. The limit increases to $929,850 for 2-unit homes, $1,123,900 for 3-unit structures, and $1,396,800 for properties with 4 units.
Utilize our FHA calculator to explore the best FHA rates today and determine downpayment, required income, credit score, reserves, and essential documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms to those of other loan programs. Evaluate, explore, and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA offers.
Lendersa® accesses comprehensive data from thousands of lenders to provide quick comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for the year 2026 in Brookings county, Brookings, SD presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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