In 2026, the FHA loan limit in Sweetwater within Monroe county, TN, is $472,030 for a single-family home. For 2-units, it’s $604,400; for 3-units, it's $730,525; and $907,900 for 4-unit properties.
The cap on conventional loans for a single-family is $726,200. Two-unit homes are capped at $929,850, 3-units at $1,123,900, and 4-units at $1,396,800.
Our FHA calculator helps you find today’s top FHA rates and calculate needed downpayment, income, credit, reserves, and documents.
Lendersa® calculator allows comparison of FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly compares data from thousands of lenders with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sweetwater, Monroe, TN offers comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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