In 2026, the FHA loan limits in Bean-Station, located in the county of Grainger, TN, are as follows: $356,362 for a single-family home, $456,275 for a duplex or 2-units, $551,500 for a triplex or 3-units, and $685,400 for 4-unit properties.
When it comes to conventional loans, the maximum loan amount for a single-family residence stands at $548,250. For houses with two units, the limit is $702,000, while for 3-unit dwellings it's $848,500, and for 4-unit buildings, the cap reaches $1,054,500.
Utilize our FHA calculator to discover today’s best FHA rates. It will help you determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Analyze options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
By sourcing loan program data from thousands of lenders, Lendersa® can rapidly compare it against your particular financial profile and needs.
For the year 2026, the Loan Limits Comparison Table in Bean-Station, Grainger, TN, facilitates a comparison of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification needs like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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