For the current year, 2026, the FHA loan limits in Morristown county, located in Hamblen, TN, are $472,030 for a single-family home. For houses with two units, the limit is $604,400, it is $730,525 for those with three units, and $907,900 for four-unit properties.
The highest loan amount allowed for conventional loans on a single-family residence is $726,200. This extends to $929,850 for two units, $1,123,900 for three units, and peaks at $1,396,800 for four-unit homes.
Utilize our FHA calculator to access today’s best FHA rates and evaluate the down payment, income requirements, credit status, reserves, and documentation needed to qualify thoroughly.
The Lendersa® calculator empowers you to draw comparisons between FHA rates and terms and those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This tool supports a comprehensive approach to financial decision-making.
Lendersa® sources detailed loan program data from thousands of lenders, swiftly aligning this information with your unique financial profile and requirements, thus offering a targeted and efficient analysis.
The Loan Limits Comparison Table for 2026 in Morristown county, Hamblen, TN, provides comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, enabling you to assess maximum loan amounts effectively. For insights into qualification criteria including income, reserves, and credit, make use of the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring a thorough evaluation of options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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