For 2026, the FHA loan limits in White-Pine, Jefferson county, TN are: $356,362 for single-family homes, $456,275 for duplexes or 2-units, $551,500 for triplexes or 3-units, and $685,400 for properties with 4 units.
Regarding conventional loans, the upper limit for a single-family residence is $548,250. For 2-unit structures, it is $702,000, while it is $848,500 for 3-unit homes, and $1,054,500 for buildings with 4 units.
Use our FHA calculator to assess the best current FHA rates, helping you determine the appropriate downpayment, required income, credit status, reserves, and the necessary documents for qualification.
The Lendersa® calculator lets you effectively compare FHA rates and terms with those of other loan programs. You can examine options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® synthesizes loan program data from thousands of lenders, providing quick comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in White-Pine, Jefferson, TN offers a comprehensive comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To thoroughly evaluate qualification requirements such as income, reserves, and credit criteria, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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