For the year 2025, the FHA loan limits for a single-family home in Jefferson-City county of Jefferson, TN are set at $356,362. For a 2-unit property, it's $456,275, for 3-units it's $551,500, and for 4-units, the limit is $685,400.
The highest amount you can borrow with a standard conventional loan on a single-family home is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator is available to help you discover today's FHA top rates. It also assists in determining your necessary downpayment, income, credit score, reserves, and other documents required for qualification.
Using the Lendersa® calculator, you can easily compare FHA rates and terms with those from alternative loan programs. Investigate Conventional options, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® instantly processes data from thousands of lenders and aligns it with your financial situation and requirements for a quick comparison.
In 2025, use the Loan Limits Comparison Table for Jefferson-City county of Jefferson, TN to contrast maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To weigh qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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