In 2026, within Henderson, county of Chester, TN, the FHA loan limit stands at $472,030 for single-family homes, $604,400 for homes with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit properties.
The cap for conventional loans on a single-family residence is $726,200. For a 2-unit building, it's $929,850, for 3-unit homes, it's $1,123,900, and for 4-units, the limit is $1,396,800.
To find today’s leading FHA rates and calculate necessary components such as downpayment, income, credit, reserves, and documentation for qualification, use our FHA calculator.
The Lendersa® calculator helps compare FHA terms with all other loan programs. Investigate and weigh options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan data from numerous lenders, providing fast comparisons that match your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Henderson, Chester, TN allows you to assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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