2025 FHA Loan Limits for Selmer, McNairy County, Tennessee

In 2025, FHA loan limits in Selmer County, McNairy, TN are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.

The cap for conventional loans on a single-family home is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to discover today's best FHA rates and determine the down payment, income requirements, credit, reserves, and documents necessary for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

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In 2025, the Loan Limits Comparison Table for Selmer County, McNairy, TN displays limits among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Selmer county of McNairy, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
  • Approved Mortgage
  • 5820 N. Canton Center, Suite 125, Canton, MI, 46142
  • Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
  • COASTAL FUNDING CORPORATION
  • 216 South Palafox Street, Pensacola, FL, 32502
  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.