FHA Loan Limits for Hendersonville, Sumner County, TN in 2026

In the year 2026, the FHA loan limit for a single-family house in Hendersonville county of Sumner, TN is $890,100. For 2-units, it is $1,139,500, for 3-unit homes, the limit is $1,377,400, and for 4-units, it's set at $1,711,750.

For conventional loan amounts, the maximum permissible on a single-family home reaches $890,100, followed by $1,139,500 for 2-units, $1,377,400 for 3-units, and $1,711,750 for 4-units.

To calculate today's best FHA rates and find out about necessary down payments, income qualifications, credit scores, reserves, and required documentation, try our FHA calculator.

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Discover Loan Options in Hendersonville, TN

The Lendersa® calculator gives you the ability to compare FHA rates and conditions with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Take advantage of this tool to see how different programs stack up against FHA.

Lendersa® efficiently aggregates loan program data from thousands of lenders, enabling you to match this information with your specific financial circumstances and requirements in seconds.

For 2026, the Loan Limits Comparison in Hendersonville county of Sumner, TN considers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification necessities like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hendersonville county of Sumner, TN

SFR 2 Units 3 Units 4 Units
FHA $890,100 $1,139,500 $1,377,400 $1,711,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $890,100 $1,139,500 $1,377,400 $1,711,750
USDA $555,600 $555,600 $555,600 $555,600
VA $890,100 $1,139,500 $1,377,400 $1,711,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Optimal Mortgage Services Llc
  • 239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
  • Lends in Tennessee
  • Optimal Mortgage Services'​ primary focus is based on our customers'​ needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.

  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.

  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Lends in Tennessee
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County.

    Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders

  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,

  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • Lends in Tennessee
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.

  • First Federal Bank TN
  • 611 East College St, Dickson, TN, 37055
  • Lends in Tennessee
  • First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.

  • Family Advantage Federal Credit Union
  • 615 West 7th Street, Columbia, TN, 38401
  • Lends in Tennessee
  • vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.

  • Kelley Mortgage LLC
  • 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
  • Lends in Tennessee
  • Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.

  • Traditions First Bank
  • 5745 East Main Street, Erin, TN, 37061
  • Lends in Tennessee
  • Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us

  • Skyway Financial
  • 905 W Broad St, Suite A4, Cookeville, TN, 38501
  • Lends in Tennessee
  • At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • GUARANTY MORTGAGE SERVICES, LLC
  • 312 E Broad St, Suite B, Cookeville, TN, 38501
  • Lends in Tennessee
  • "We offer hundreds of loan programs and mortgage choices to our customers,
    but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.