2026 FHA (Government Loans) Limits for Shackle-Island, Sumner County, Tennessee

For 2026, the FHA loan limits in Shackle-Island, within Sumner county, TN, are: $586,500 for a single-family home, $750,800 for duplexes, $907,550 for triplexes, and $1,127,900 for four-unit houses.

As for conventional loans, the cap for a single-family home is $586,500. For two-unit properties, it is $750,800, while for three-unit structures it's $907,550, and for four units, the maximum is $1,127,900.

Our FHA calculator is useful for discovering today’s top FHA rates, helping you figure out the needed downpayment, income, credit, reserves, and documents for qualification.

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Find Your Loan Options in Shackle-Island, TN

The Lendersa® calculator allows you to effectively compare FHA rates and terms with those of other loan programs. Study options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA loans.

Lendersa® efficiently gathers data from numerous lenders, aligning this against your financial profile in moments.

For 2026, the Loan Limits Comparison Table in Shackle-Island, Sumner, TN, offers comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Check qualification needs like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Shackle-Island county of Sumner, TN

SFR 2 Units 3 Units 4 Units
FHA $586,500 $750,800 $907,550 $1,127,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $586,500 $750,800 $907,550 $1,127,900
USDA $469,200 $469,200 $469,200 $469,200
VA $586,500 $750,800 $907,550 $1,127,900
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • Lends in Tennessee
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Lends in Tennessee
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • Lends in Tennessee
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Tennessee
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Lends in Tennessee
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007