2026 FHA (Government Loans) Limits for Loudon, Loudon County, Tennessee

In 2026, the FHA loan limits for Loudon within the county of Loudon, TN are as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for properties with four units.

For conventional loans, the maximum limits are $726,200 for a single-family home, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Use our FHA calculator to uncover the best available FHA rates today and establish the necessary down payment, income requirements, credit score, reserves, and documentation needed for qualification.

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Explore Loan Alternatives in Loudon, TN

The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of a variety of loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa®, by obtaining extensive loan program data from numerous lenders, rapidly aligns it with your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Loudon County, Loudon, TN provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Loudon county of Loudon, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Loudon FHA Lenders

  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • Lends in Tennessee
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.

  • Volunteer Home Mortgage Inc.
  • 1033 W Broadway Ave, Maryville, TN, 37801
  • Lends in Tennessee
  • Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Tennessee
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.

  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.

  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • Lends in Tennessee
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl
    Whether you are a first time home buyer, purchasing your dream home"

  • Knoxville Mortgage Brokers
  • 220 S. Peters Road, Suite 100, Knoxville, TN, 37923
  • Lends in Tennessee
  • Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Lends in Tennessee
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.