2026 FHA (Government Loans) Limits for Loudon, Loudon County, Tennessee

In 2026, the FHA loan limits for Loudon within the county of Loudon, TN are as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for properties with four units.

For conventional loans, the maximum limits are $726,200 for a single-family home, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Use our FHA calculator to uncover the best available FHA rates today and establish the necessary down payment, income requirements, credit score, reserves, and documentation needed for qualification.

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Explore Loan Alternatives in Loudon, TN

The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of a variety of loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa®, by obtaining extensive loan program data from numerous lenders, rapidly aligns it with your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Loudon County, Loudon, TN provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Loudon county of Loudon, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Trust Federal Credit Union
  • 555 Walnut Street, Suite 100, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.

  • Chattanooga Neighborhood Enterprise
  • 1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408
  • Lends in Tennessee
  • Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.

  • Mortgage Assurance, LLC
  • 1391 Holmes Street, Suite 119, Chattanooga, TN, 37408
  • Lends in Tennessee
  • Morgage Assurance is ready to help you purchase your dream home today. We are a family owned business located in Chattanooga, Tennesee Mortgage Assurance has nurtured relationships with numerous lending companies across the U.S., which allows us to custom fit a lender for the loan program.

  • Skyway Financial
  • 905 W Broad St, Suite A4, Cookeville, TN, 38501
  • Lends in Tennessee
  • At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • GUARANTY MORTGAGE SERVICES, LLC
  • 312 E Broad St, Suite B, Cookeville, TN, 38501
  • Lends in Tennessee
  • "We offer hundreds of loan programs and mortgage choices to our customers,
    but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.

  • Seagrave Mortgage
  • 530 W Jackson St, Cookeville, TN, 38501
  • Lends in Tennessee
  • Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts

  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • Lends in Tennessee
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.

    We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • Stone Fort Mortgage
  • 101 W Main St, Suite B, Manchester, TN, 37355
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • Lends in Tennessee
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support.
    We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.