In the year 2026, the FHA loan limits for Kingston, county of Roane, TN, stand at $472,030 for a single-family residence. For properties with 2-units, the limit is $604,400; for 3-units, it rises to $730,525; and for homes with 4-units, it's $907,900.
Conventional loans have a maximum on a single-family home of $726,200. Two-unit homes have a cap at $929,850, while 3-unit properties are allowed up to $1,123,900, and 4-units can receive up to $1,396,800.
Check our FHA calculator to uncover today's best FHA rates, and understand what downpayment, income, credit, reserves, and documents are required for qualification.
Utilize the Lendersa® calculator to contrast FHA rates and terms with those of various other loan programs. Evaluate and compare a variety of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers comprehensive loan program data from thousands of lenders, enabling swift comparisons against your specific financial needs and profile.
For 2026, the Loan Limits Comparison Table for Kingston, county of Roane, TN, provides a comparison between FHA and other loan limits, including Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To check qualification criteria such as income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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