For the year 2026, FHA loan limits in the county of Franklin, TN for Winchester are as follows: $472,030 for a single-family dwelling, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for properties with four units.
In terms of conventional loans, the maximum allowable amount for a single-family home is $726,200. This extends to $929,850 for two-unit buildings, $1,123,900 for three-unit structures, and $1,396,800 for four units.
Take advantage of our FHA calculator to find today’s best FHA rates and easily calculate required down payments, income, credits, reserves, and essential documents needed for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms against all other loan program options. Evaluate your options with FHA, alongside Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
With Lendersa®, receive data from thousands of lenders quickly, and compare it to what fits your financial profile and needs best.
For the year 2026, use our Loan Limits Comparison Table to contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, in Winchester county of Franklin, TN. For more detailed qualification comparisons, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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