In 2026, the FHA loan limit in Oak-Ridge county of Anderson, TN is set at $356,362 for a single-family home. For two-unit structures, it is $456,275, for three units, $551,500, and for four units, $685,400.
The maximum allowable loan amount for conventional loans is $548,250 on a single-family dwelling, $702,000 for two-units, $848,500 for triplexes, and $1,054,500 for four-unit properties.
Use our FHA calculator to discover the best FHA rates today and to determine needed down payments, income levels, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with all other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a broad financial perspective.
Lendersa® collects vast data from thousands of lenders and quickly aligns it within your unique financial profile.
For 2026, the Loan Limits Comparison Table in Oak-Ridge county of Anderson, TN, lets you compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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