As of 2026, FHA loan limits in Harriman county of Roane, TN are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.
For conventional loans, the maximum amount allowed for a single-family residence is $726,200, with amounts of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Use our FHA calculator to view today’s top FHA rates and determine necessary downpayments, income, credit, reserves, and documents for qualifying loans.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for a comprehensive understanding of opportunities.
Lendersa® retrieves data from thousands of lenders, matching it efficiently with your financial situation.
The Loan Limits Comparison for 2026 in Harriman county of Roane, TN, provides details on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess requirements, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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