FHA Loan Max Loan amount for Rockwood, Roane County, TN in 2026

For 2026, the FHA loan limits in Rockwood County, Roane, TN are $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.

The ceiling for conventional loans on a single-family residence is $726,200. For two units, it's $929,850, for three units $1,123,900, and for four units $1,396,800.

Utilize our FHA calculator to access today's top FHA rates and determine the necessary down payment, income, credit, reserves, and documents needed for qualification.

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Use the Lendersa® calculator to compare FHA rates and terms against those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Rockwood County, Roane, TN shows maximum limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rockwood county of Roane, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • Lends in Tennessee
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • Lends in Tennessee
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.

  • Nashville Mortgage Company
  • 700 Centerpoint Lane, Nashville, TN, 37209
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Bringing over 10 years of experience in the mortgage industry to our clients, Nashville Mortgage Company is excited to bring our mission and expertise to our clients in Middle Tennessee markets. We are committed to ensuring our clients have access to rates.

  • Equity Plus Mortgage Inc
  • 4121 Clarksville Pike, Nashville, TN, 37218
  • Lends in Tennessee
  • Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.

  • NEIGHBORHOOD MORTGAGE, INC.
  • 1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004
  • Lends in Tennessee
  • Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.

  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • Lends in Tennessee
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support.
    We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.

  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Lends in Tennessee
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services