2026 FHA (Government Loans) Limits for Savannah, Hardin County, Tennessee

In 2026, FHA loan limits for Savannah county, part of Hardin, TN, are set at $472,030 for a single-family home. For 2-unit homes, it is $604,400, for 3-unit residences, $730,525, and for 4-unit properties, it is $907,900.

The upper limit for conventional loans on single-family residences is $726,200. For properties with 2 units, it is $929,850, while for 3 units, it extends to $1,123,900, and for 4-unit homes, the cap is $1,396,800.

Our FHA calculator helps you find today’s top FHA rates and ascertain the necessary downpayment, income, credit, reserves, and document requirements for qualification.

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Investigate Loan Options in Savannah, TN

The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options, in relation to FHA.

Lendersa® rapidly accesses information from thousands of lenders and quickly aligns it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Savannah county of Hardin, TN discusses maximum loan amounts across various types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper analysis of qualification factors like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Savannah county of Hardin, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Parkside Mortgage LLC
  • 5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
  • Lends in Tennessee
  • Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.

  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • Lends in Tennessee
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Lends in Tennessee
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • American Home Lending USA, LLC
  • 230 S Buchanan St, Suite A, Edwardsville, IL, 62025
  • Lends in Tennessee
  • American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.

  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Lends in Tennessee
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.

  • ELending Group LLC
  • 700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
  • Lends in Tennessee
  • ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.

  • Equity Prime Mortgage Missouri
  • 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304
  • Lends in Tennessee
  • Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.

  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • Lends in Tennessee
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.

  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Lends in Tennessee
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Tennessee
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • Lends in Tennessee
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..