2026 FHA Loan Limits for Savannah, Hardin County, Tennessee

In 2026, FHA loan limits for Savannah county, part of Hardin, TN, are set at $472,030 for a single-family home. For 2-unit homes, it is $604,400, for 3-unit residences, $730,525, and for 4-unit properties, it is $907,900.

The upper limit for conventional loans on single-family residences is $726,200. For properties with 2 units, it is $929,850, while for 3 units, it extends to $1,123,900, and for 4-unit homes, the cap is $1,396,800.

Our FHA calculator helps you find today’s top FHA rates and ascertain the necessary downpayment, income, credit, reserves, and document requirements for qualification.

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Investigate Loan Options in Savannah, TN

The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options, in relation to FHA.

Lendersa® rapidly accesses information from thousands of lenders and quickly aligns it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Savannah county of Hardin, TN discusses maximum loan amounts across various types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper analysis of qualification factors like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Savannah county of Hardin, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Savannah FHA Lenders

  • The Hardin County Bank
  • 235 Wayne Road, Savannah, TN, 38372
  • Lends in Tennessee
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.

  • Wayne County Bank
  • 216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
  • Lends in Tennessee
  • The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.

  • Decatur County Bank
  • 56 N. Pleasant St., Decaturville, TN, 38329
  • Lends in Tennessee
  • Decatur County Bank has grown exponentially since opening more than a century ago. In 2010, we established West Tennessee Bank, in order to better serve customers in surrounding counties. In 2018, the Jackson branch of West Tennessee Bank opened on Union University Drive. Because of you, we continue to grow and thrive throughout West Tennessee

  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Lends in Tennessee
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.

  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • Lends in Tennessee
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,

  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • Lends in Tennessee
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • Lends in Tennessee
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.

  • First National Bank
  • 206 South First Street, Pulaski, TN, 38478
  • Lends in Tennessee
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.

Also lends in Tennessee

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.