In the county of Lawrence, Lawrenceburg, within TN, the FHA loan limit for 2026 is set at $472,030 for a single-family dwelling. For dual-unit homes, it's $604,400, and for tri-unit residences, the limit stands at $730,525. Quad-unit properties have a limit of $907,900.
The conventional loan limits for the same area are $726,200 for a single-family home, $929,850 when dealing with 2-unit properties, $1,123,900 for those with 3 units, and $1,396,800 for 4-unit buildings.
To find the most favorable FHA rates today, utilize our FHA calculator and understand the required downpayment, income, credit score, reserve amounts, and necessary documentation to qualify.
With the Lendersa® calculator, you can examine FHA rates and terms alongside all other loan programs. Compare FHA with Conventional, Jumbo, VA loans, USDA, Non-QM options, and hard money loans.
Lendersa® swiftly retrieves loan program information from a vast network of lenders, instantly comparing it to your distinct financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Lawrenceburg within Lawrence, TN, lays out maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more details on qualifying criteria like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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