In the year 2026, the FHA loan cap in Addison, located within Dallas county, TX, stands at $531,300 for a single-family home. It progresses to $680,150 for two-unit properties, hits $822,150 for three units, and peaks at $1,021,750 for four-unit buildings.
Conversely, the maximum limits for conventional loans are $726,200 on single-family dwellings, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for structures with four units.
Utilize our FHA calculator to find today’s prime FHA rates, assess downpayment requirements, and evaluate income, credit, reserves, and necessary documents for loan eligibility.
Through the Lendersa® calculator, you can compare rates and terms of FHA loans with those of other available loan programs, including but not limited to Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly pulls data from thousands of lenders and aligns it with your unique financial profile and needs for immediate comparison.
For 2026 in Addison, within Dallas county, TX, the Loan Limits Comparison Table details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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