In 2026, the FHA loan limit for Farmers-Branch county within Dallas, TX, is $411,700 for a single-family home, $527,050 for 2-unit properties, $637,050 for 3-unit residences, and $791,750 for 4-unit dwellings.
The upper limit for conventional loans on a single-family house is $548,250. For homes with two units, it is $702,000, for three units $848,500, and for homes with four units, it reaches $1,054,500.
Use our FHA calculator to discover the best FHA rates available today, helping you to determine essential factors like downpayment, income requirements, credit expectations, reserves, and the documentation needed for qualifying.
The Lendersa® calculator empowers you to assess FHA rates and terms alongside a variety of other loan programs. Examine the possibilities of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in context with FHA solutions.
Lendersa® pulls comprehensive loan program data from thousands of lenders, offering fast comparisons aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Farmers-Branch county, part of Dallas, TX, presents maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit score requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for precise analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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