In 2026, FHA loan limits in University-Park county, located in Dallas, TX, are defined as follows: $411,700 for a single-family home. For a property consisting of two units, the limit is $527,050; for three-unit homes, you can expect $637,050; and for a residence comprising four units, the maximum cap is $791,750.
For conventional loans, the uppermost loan amount for a single-family house is $548,250. With a two-unit property, the threshold is set at $702,000; for properties with three units, it extends to $848,500; and for four-unit residences, the maximum stands at $1,054,500. These established limits are essential for planning your financing strategy when opting for conventional loans.
Use our comprehensive FHA calculator to explore today's most competitive FHA rates. This calculator is a valuable tool not only for finding great rates but also for understanding all pertinent qualifying factors—such as necessary down payment, income verification, credit score, reserves, and required documentation—essential for loan acquisition and eligibility.
Navigate and review loan offers presented by 100 different lenders, ensuring you find the terms most favorable to your financial circumstances. This comparison can assist in narrowing down the most beneficial lending propositions tailored to your specific needs and goals.
Using the Lendersa® calculator, you gain the ability to juxtapose FHA loan rates and terms with a wide array of other available loan programs. This includes in-depth evaluation and comparison of options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Leverage the calculator’s comprehensive comparison capability to ensure you make informed and financially sound decisions.
Lendersa® collects expansive loan program data from thousands of lenders, swiftly compares it with your individual financial profile, and aligns it seamlessly with your financial requirements and preferences. This helps you examine and decide among various loan options confidently and efficiently.
In 2026, turning to the Loan Limits Comparison Table within University-Park county, Dallas, TX, you can compare maximum loan amounts across numerous financing categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to effectively compare essential qualification metrics such as income, reserves, and credit requirements, providing a comprehensive view for prospective borrowers.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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